Do I need an account to use Finsiq?

No. Finsiq is 100% free and requires no login. Every calculation runs in your browser and nothing leaves your device.

Which calculators does Finsiq offer?

Finsiq includes SIP, PPF, NPS, RD, FD calculators, each with inflation-adjusted results.

Can I save or share my calculations?

Yes. Your inputs are encoded directly in the URL, so you can bookmark a scenario or share the link without any database or sign-up.

Are the returns inflation-adjusted?

Finsiq shows both the projected corpus and its real purchasing power in today's money, so the numbers stay grounded.

100% private · nothing leaves your browser

Run the numbers on your money. Skip the login wall.

SIP, PPF, NPS, RD and FD calculators that show inflation-adjusted reality, not just a big number. Your inputs live in the URL, so any plan is one bookmark away.

Open the SIP calculator Browse all five

No account, ever·No tracking by default·Free, the whole thing

Live preview

SIP projection

₹5,000 / month · 10 years

/sip?amt=5000&yrs=10

₹11.6Lprojected

Invested: ₹6.00L
Wealth gained: ₹5.61L

Cost of delay. Start the same SIP three years later and you end up with ₹4.2L less.

Five calculators, one mental model

Pick an instrument. Every one shares the same sliders, donut and inflation view, so switching between them takes no relearning.

05 / 05

SIP

Systematic Investment Plan

Project how monthly mutual-fund contributions compound over the years.

Market-linked~12% p.a.

PPF

Public Provident Fund

Track 15-year, tax-free wealth building with the safest sovereign rate.

Guaranteed7.1% p.a.

NPS

National Pension System

Plan retirement corpus and pension with equity-debt compounding.

Retirement~10% p.a.

RD

Recurring Deposit

See what a fixed monthly deposit grows into at a locked bank rate.

Guaranteed6.5% p.a.

FD

Fixed Deposit

Compare lump-sum returns across tenures with quarterly compounding.

Guaranteed7.0% p.a.

The parts other calculators skip

Anyone can multiply a rate by a tenure. Finsiq is built around the context that actually changes decisions.

Inflation-adjusted reality

Every projection shows what your corpus is actually worth in today's money. ₹5Cr in 20 years reads as ₹1.5Cr, with no false comfort.

Cost of delay

A single widget makes the price of waiting visible: delay one, three or five years and watch the gap.

What-if heatmap

Best, average and worst-case returns side by side. No dragging sliders back and forth to find your range.

Bookmark your life

Inputs live in the URL. Save a scenario, share it on WhatsApp, reopen it months later, exactly as you left it.

One-click PDF

Export a clean wealth summary for your records or your advisor, generated entirely on your device.

There is no backend to leak your finances

Finsiq has no database and no sign-up. Your inputs are encoded in the URL, and anything you save lives in your browser's local storage. Clear it anytime and it is gone, from everywhere.

0: accounts to create
0: servers storing your numbers
100%: in your browser